Home Insurance

What comes to mind when you picture protecting your family? Probably things like a good neighborhood, health insurance, etc. But getting home insurance is also vital in protecting yourself, your loved ones, property, and finances. Your home can be exposed to many things such as vandalism, theft, and fire. But with the right home insurance coverage, you can rest easy knowing insurance will take care of the aftermath. If you reside in Texas, here are some tips from Frank Pritchard Agency on keeping your family safe through home insurance.

Liability Protection

With home insurance, the policy will pay for the medical expenses resulting from the accident if a guest trips and gets injured in your home. This also applies when your dog bites a guest, resulting in injuries. You will have to pay for these costs from your pocket without home insurance.

Dwelling Protection

Another reason to get home insurance is to protect your home. Dwelling protection will cover your home if a covered risk damages it. Home repairs are often costly, and most people do not have immediate access to the funding needed. Home insurance will cover the repair expenses, ensuring that you and your family are not left stranded.

Protection for Your Belongings

Home insurance also covers items inside your home like furniture, electronics, gadgets, and appliances. If you are exposed to a covered risk and these items are damaged or stolen, the policy steps in and covers the replacement and repair costs.

Additional Living Expense (ALE)

If you have to move out of your home as you await repairs temporarily, ALE will cover those additional living expenses such as hotel accommodation, meals, and transport. This ensures you and your family have a place to stay with no additional expenses.

Not having home insurance can set you back financially if anything happens to your home. But you can safeguard your assets and family with home insurance from Frank Pritchard Agency. If you reside in Texas and want to get home insurance, contact us, and we can discuss your coverage options.